QUESTION:
Is a gym membership a medical expense that can be paid by an HSA or FSA?
ANSWER:
Yes, but only if the membership was purchased for the sole purpose of affecting a structure or function of the body (such as a prescribed plan for physical therapy to treat an injury) or the sole purpose of treating a specific disease diagnosed by a physician (such as obesity, hypertension, or heart disease).
Otherwise, the cost of a gym membership is for the individual’s general health and is not a medical expense.