New limits for 2026 could open the door to bigger tax savings.
HIGHER DEDUCTION LIMIT
The 2026 SALT cap is $40,400 – about 4x the old $10,000 limit.
MORE TAX SAVINGS
Combined with mortgage interest and charitable giving, you may now exceed the standard deduction by itemizing.
TIME-SENSITIVE
The higher cap phases down above $505,000 MAGI and reverts to $10,000 in 2030.
GET EXPERT ADVICE
Your tax professional can run both scenarios to see what saves you more.