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U.S. households are taking on more debt in 2017 than they did at the height of the credit bubble in 2008, according to data from the Federal Reserve Bank of New York. It found that total household debt in the United States amounted to $12.7 trillion in the first three months of 2017. Mortgage debt accounts for 68% of that total, while student debt accounts for 11%.

The Small Business Credit Survey from the Federal Reserve Bank measures the financial health of small businesses by applying three criteria: whether the business is profitable, whether it has a good or an excellent credit score, and whether it uses retained earnings. The 2016 survey found that 30% of small businesses met all three criteria, 33% met two, and 27% met only one.

Most working adults in the U.S. plan to work past retirement age, according to Gallup’s Economy and Personal Finance survey. The poll found that 74% of adults currently anticipate working past retirement age. Of that total, 11% say they plan on working full-time, while 63% state they plan to work part-time. Twenty-five percent of working adults say they plan to stop working altogether once they reach retirement age.

The IRS released the 2018 inflation-adjusted amounts for health savings accounts (HSAs). The maximum annual HSA contribution will be $3,450 for self-only coverage and $6,900 for family coverage. The minimum annual deductible for high-deductible health plans will be $1,350 for self-only coverage and $2,700 for family coverage.

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