The holidays haven’t arrived, but now’s the time to set a budget and stick to it. Here’s how.<\/p>\n\n\n\n
Set a holiday budget and list every item you plan to buy with its price \u2014 if it’s not on the list, don’t buy it. Review weekly to stay accountable.<\/p>\n\n\n\n
Look for coupons online, in print, and through apps \u2014 but skip sale items not on your list. No discount beats the 100% you save by not buying at all.<\/p>\n\n\n\n
Leaving credit cards at home makes it hard to overspend when you only have cash. If you do use a card, pick one with strong cash-back rewards and pay it off in full monthly.<\/p>\n\n\n\n
If the thought is what counts, bake cookies and gift them in a nice tin, or re-gift items you received in the past \u2014 just remember who gave you what.<\/p>\n","protected":false},"excerpt":{"rendered":"
The holidays haven’t arrived, but now’s the time to set a budget and stick to it. Here’s how. Be Accountable Set a holiday budget and list every item you plan to buy with its price \u2014 if it’s not on the list, don’t buy it. Review weekly to stay accountable. Be Thrifty Look for coupons … <\/p>\n