{"id":4200,"date":"2026-10-02T11:25:16","date_gmt":"2026-10-02T16:25:16","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=4200"},"modified":"2026-10-15T11:28:23","modified_gmt":"2026-10-15T16:28:23","slug":"life-insurance-as-a-gift","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/life-insurance-as-a-gift\/","title":{"rendered":"Life Insurance as a Gift"},"content":{"rendered":"<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"667\" src=\"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2026\/10\/Life_Insurance_as_a_Gift.jpg\" alt=\"\" class=\"wp-image-4201\" style=\"aspect-ratio:1.4992879521503846;width:429px;height:auto\" srcset=\"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2026\/10\/Life_Insurance_as_a_Gift.jpg 1000w, https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2026\/10\/Life_Insurance_as_a_Gift-300x200.jpg 300w, https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2026\/10\/Life_Insurance_as_a_Gift-768x512.jpg 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n<\/div>\n\n\n<p class=\"wp-block-paragraph\">During this season of giving, you may want to donate more to your favorite charity but lack the funds to do so. Life insurance offers an affordable way to boost your charitable giving.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">TAX BENEFITS<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">There are several ways to give life insurance charitably, some of which may offer tax advantages now or in the future. Talk with your accountant to understand how you can support a charity while gaining potential tax benefits.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">CHARITABLE CHOICES<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">One option is naming a charity as your policy&#8217;s beneficiary. This removes the death benefit from your taxable estate while still allowing you to change beneficiaries later if your circumstances change.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Another option is a charitable rider, if your insurer offers one. This rider directs a set percentage of your death benefit to a designated charity, while the remainder goes to your primary beneficiaries. For example, a $500,000 policy with a 10% charitable rider would give $50,000 to the charity, with the rest going to your loved ones.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Ask your advisor which option fits best for your situation.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\"><\/p>\n","protected":false},"excerpt":{"rendered":"<p>During this season of giving, you may want to donate more to your favorite charity but lack the funds to do so. Life insurance offers an affordable way to boost your charitable giving. TAX BENEFITS There are several ways to give life insurance charitably, some of which may offer tax advantages now or in the &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.connerash.com\/blog\/life-insurance-as-a-gift\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Life Insurance as a Gift&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"footnotes":""},"categories":[105,272,39],"tags":[],"class_list":["post-4200","post","type-post","status-publish","format-standard","hentry","category-gifts","category-life-insurance","category-newletters"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Life Insurance as a Gift - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/life-insurance-as-a-gift\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Insurance as a Gift - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"During this season of giving, you may want to donate more to your favorite charity but lack the funds to do so. Life insurance offers an affordable way to boost your charitable giving. 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