{"id":4029,"date":"2026-06-02T17:06:36","date_gmt":"2026-06-02T22:06:36","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=4029"},"modified":"2026-06-30T17:09:50","modified_gmt":"2026-06-30T22:09:50","slug":"higher-contribution-limits","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/","title":{"rendered":"Higher Contribution Limits"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\">The IRS has raised 401(k) contribution limits for 2026, giving savers more room to grow retirement funds. The new elective deferral limit is $24,500, letting employees contribute an extra $1,000 pre-tax or Roth \u2014 perfect for maximizing tax-advantaged growth.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For individuals age 50 and older, the catch-up contribution jumps to $8,000, so totals can reach $32,500. Some plans offer a &#8220;super&#8221; catch-up of $11,250 for ages 60\u201463. If your wages exceed $150,000 in 2025, all 2026 catch-up contributions must be Roth. This shifts immediate tax advantages but provides tax-free qualified withdrawals later.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Review eligibility, explore Roth options, and adjust contributions early in 2026 to make the most of these increases and strengthen your retirement strategy.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The IRS has raised 401(k) contribution limits for 2026, giving savers more room to grow retirement funds. The new elective deferral limit is $24,500, letting employees contribute an extra $1,000 pre-tax or Roth \u2014 perfect for maximizing tax-advantaged growth. For individuals age 50 and older, the catch-up contribution jumps to $8,000, so totals can reach &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;Higher Contribution Limits&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[317,39],"tags":[],"class_list":["post-4029","post","type-post","status-publish","format-standard","hentry","category-401k","category-newletters"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.9 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Higher Contribution Limits - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Higher Contribution Limits - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"The IRS has raised 401(k) contribution limits for 2026, giving savers more room to grow retirement funds. The new elective deferral limit is $24,500, letting employees contribute an extra $1,000 pre-tax or Roth \u2014 perfect for maximizing tax-advantaged growth. For individuals age 50 and older, the catch-up contribution jumps to $8,000, so totals can reach &hellip; Continue reading &quot;Higher Contribution Limits&quot;\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/\" \/>\n<meta property=\"og:site_name\" content=\"Conner Ash\" \/>\n<meta property=\"article:published_time\" content=\"2026-06-02T22:06:36+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-06-30T22:09:50+00:00\" \/>\n<meta name=\"author\" content=\"Suzanne Watson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Suzanne Watson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/\"},\"author\":{\"name\":\"Suzanne Watson\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\"},\"headline\":\"Higher Contribution Limits\",\"datePublished\":\"2026-06-02T22:06:36+00:00\",\"dateModified\":\"2026-06-30T22:09:50+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/\"},\"wordCount\":105,\"articleSection\":[\"401(k)\",\"Newsletters\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/\",\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/\",\"name\":\"Higher Contribution Limits - Conner Ash\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#website\"},\"datePublished\":\"2026-06-02T22:06:36+00:00\",\"dateModified\":\"2026-06-30T22:09:50+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/higher-contribution-limits\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Higher Contribution Limits\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/\",\"name\":\"Conner Ash\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\",\"name\":\"Suzanne Watson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"caption\":\"Suzanne Watson\"},\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/author\\\/swatsonconnerash-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Higher Contribution Limits - Conner Ash","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/","og_locale":"en_US","og_type":"article","og_title":"Higher Contribution Limits - Conner Ash","og_description":"The IRS has raised 401(k) contribution limits for 2026, giving savers more room to grow retirement funds. The new elective deferral limit is $24,500, letting employees contribute an extra $1,000 pre-tax or Roth \u2014 perfect for maximizing tax-advantaged growth. For individuals age 50 and older, the catch-up contribution jumps to $8,000, so totals can reach &hellip; Continue reading \"Higher Contribution Limits\"","og_url":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/","og_site_name":"Conner Ash","article_published_time":"2026-06-02T22:06:36+00:00","article_modified_time":"2026-06-30T22:09:50+00:00","author":"Suzanne Watson","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Suzanne Watson","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/#article","isPartOf":{"@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/"},"author":{"name":"Suzanne Watson","@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0"},"headline":"Higher Contribution Limits","datePublished":"2026-06-02T22:06:36+00:00","dateModified":"2026-06-30T22:09:50+00:00","mainEntityOfPage":{"@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/"},"wordCount":105,"articleSection":["401(k)","Newsletters"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/","url":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/","name":"Higher Contribution Limits - Conner Ash","isPartOf":{"@id":"https:\/\/www.connerash.com\/blog\/#website"},"datePublished":"2026-06-02T22:06:36+00:00","dateModified":"2026-06-30T22:09:50+00:00","author":{"@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0"},"breadcrumb":{"@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.connerash.com\/blog\/higher-contribution-limits\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.connerash.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Higher Contribution Limits"}]},{"@type":"WebSite","@id":"https:\/\/www.connerash.com\/blog\/#website","url":"https:\/\/www.connerash.com\/blog\/","name":"Conner Ash","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.connerash.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0","name":"Suzanne Watson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","caption":"Suzanne Watson"},"url":"https:\/\/www.connerash.com\/blog\/author\/swatsonconnerash-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/4029","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/comments?post=4029"}],"version-history":[{"count":1,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/4029\/revisions"}],"predecessor-version":[{"id":4030,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/4029\/revisions\/4030"}],"wp:attachment":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/media?parent=4029"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/categories?post=4029"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/tags?post=4029"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}