{"id":3615,"date":"2025-06-02T16:08:56","date_gmt":"2025-06-02T21:08:56","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=3615"},"modified":"2025-06-26T16:12:07","modified_gmt":"2025-06-26T21:12:07","slug":"june-2025-client-profile","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/june-2025-client-profile\/","title":{"rendered":"June 2025 Client Profile"},"content":{"rendered":"\n<p>Lucy is preparing to open her hair salon, but she isn&#8217;t sure what types of insurance she&#8217;ll need. Beyond health insurance for herself, what other insurance policies should she have?<\/p>\n\n\n<div class=\"wp-block-image\">\n<figure class=\"alignright size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"1000\" height=\"678\" src=\"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/06\/June_2025_Client_Profile.jpg\" alt=\"\" class=\"wp-image-3616\" style=\"width:392px;height:auto\" srcset=\"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/06\/June_2025_Client_Profile.jpg 1000w, https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/06\/June_2025_Client_Profile-300x203.jpg 300w, https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/06\/June_2025_Client_Profile-768x521.jpg 768w\" sizes=\"auto, (max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/figure>\n<\/div>\n\n\n<p>Lucy should secure a general liability policy that will help protect her company if a client is injured. For example, slipping on a wet floor. Since general liability insurance would pay claims she may owe to others, she\u2019ll also want to consider commercial property coverage. This will cover losses if any of her equipment or building is damaged.<\/p>\n\n\n\n<p>If Lucy plans to hire employees, the state will require her to obtain a workers\u2019 compensation policy to cover workers who are injured on the job.<\/p>\n\n\n\n<p>Other optional insurance policies Lucy should evaluate include: business income interruption, professional liability, commercial umbrella, disability and life.<\/p>\n\n\n\n<p>She may not need all of these policies but should review them with her insurance professional to make an informed decision.<\/p>\n\n\n\n<p><em><sub>Client Profile is based on a hypothetical situation. The solutions discussed may or may not be appropriate for you.<\/sub><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Lucy is preparing to open her hair salon, but she isn&#8217;t sure what types of insurance she&#8217;ll need. Beyond health insurance for herself, what other insurance policies should she have? Lucy should secure a general liability policy that will help protect her company if a client is injured. For example, slipping on a wet floor. &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.connerash.com\/blog\/june-2025-client-profile\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;June 2025 Client Profile&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[368,39],"tags":[],"class_list":["post-3615","post","type-post","status-publish","format-standard","hentry","category-business-insurance","category-newletters"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>June 2025 Client Profile - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/june-2025-client-profile\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"June 2025 Client Profile - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"Lucy is preparing to open her hair salon, but she isn&#8217;t sure what types of insurance she&#8217;ll need. 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