{"id":3404,"date":"2025-01-02T14:07:30","date_gmt":"2025-01-02T20:07:30","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=3404"},"modified":"2025-02-17T14:16:08","modified_gmt":"2025-02-17T20:16:08","slug":"revive-your-retirement-funding-strategy","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/","title":{"rendered":"Revive Your Retirement Funding Strategy"},"content":{"rendered":"
\n
\"\"<\/figure>\n<\/div>\n\n\n

Few people would argue about the wisdom of putting money away for retirement. Yet, many of us either don’t start, take time off from contributing, or abandon this strategy altogether when financial obstacles hit. However, most people can revive their retirement savings strategy at almost any age by making a few changes in how they deal with money.<\/p>\n\n\n\n

THAT’S LIFE<\/h3>\n\n\n\n

We may know that time and compounding make a powerful combination, but we often let other financial obstacles get in the way of saving. We buy first homes, have children, pay for their education, deal with parents’ long-term care, and more, so we put retirement savings on the back burner. So, let’s say you let some time slip by. While it’s difficult to catch up, every little bit helps.<\/p>\n\n\n\n

For starters, consolidate your retirement plan assets if you have contributed to savings plans at previous jobs. Roll funds into an IRA or your current employer’s plan, if allowed. You’ll benefit from the ease of having all your retirement assets in one place with potentially lower overall fees.<\/p>\n\n\n\n

Also, take advantage of your plan’s automatic tools, including automatic contributions, rebalancing, and escalation. The latter feature increases your contribution when you earn a pay increase.<\/p>\n\n\n\n

MORE MONEY<\/h3>\n\n\n\n

If you have a 401(k) plan, know that IRS contribution limits are generous. Effective in the 2025 tax year, active 401(k) participants who attain age 60 and are at least age 63 by the end of the calendar year can contribute the greater of $10,000 or 150% of the catchup contribution. Consider opening a traditional IRA, which may help you put away a little more tax-deferred money for the future.<\/p>\n\n\n\n

Looking for extra money to put toward retirement? Find more money to invest by cutting back on expenses like dining out. Consider gigging to earn extra cash in addition to your primary income. And think about delaying retirement because even a couple of years of extra contributions and potential growth can make a difference.<\/p>\n\n\n\n

Talk to your tax professional to learn about these and other ways to help get your retirement savings back on track.<\/p>\n","protected":false},"excerpt":{"rendered":"

Few people would argue about the wisdom of putting money away for retirement. Yet, many of us either don’t start, take time off from contributing, or abandon this strategy altogether when financial obstacles hit. However, most people can revive their retirement savings strategy at almost any age by making a few changes in how they … <\/p>\n

Continue reading “Revive Your Retirement Funding Strategy”<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[39,40],"tags":[],"class_list":["post-3404","post","type-post","status-publish","format-standard","hentry","category-newletters","category-retirement"],"yoast_head":"\nRevive Your Retirement Funding Strategy - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Revive Your Retirement Funding Strategy - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"Few people would argue about the wisdom of putting money away for retirement. Yet, many of us either don’t start, take time off from contributing, or abandon this strategy altogether when financial obstacles hit. However, most people can revive their retirement savings strategy at almost any age by making a few changes in how they … Continue reading "Revive Your Retirement Funding Strategy"\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/\" \/>\n<meta property=\"og:site_name\" content=\"Conner Ash\" \/>\n<meta property=\"article:published_time\" content=\"2025-01-02T20:07:30+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-02-17T20:16:08+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Suzanne Watson\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Suzanne Watson\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/\"},\"author\":{\"name\":\"Suzanne Watson\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\"},\"headline\":\"Revive Your Retirement Funding Strategy\",\"datePublished\":\"2025-01-02T20:07:30+00:00\",\"dateModified\":\"2025-02-17T20:16:08+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/\"},\"wordCount\":357,\"image\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Revive_Your_Retirement_Funding_Strategy.jpg\",\"articleSection\":[\"Newsletters\",\"Retirement\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/\",\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/\",\"name\":\"Revive Your Retirement Funding Strategy - Conner Ash\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Revive_Your_Retirement_Funding_Strategy.jpg\",\"datePublished\":\"2025-01-02T20:07:30+00:00\",\"dateModified\":\"2025-02-17T20:16:08+00:00\",\"author\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\"},\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Revive_Your_Retirement_Funding_Strategy.jpg\",\"contentUrl\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/wp-content\\\/uploads\\\/2025\\\/02\\\/Revive_Your_Retirement_Funding_Strategy.jpg\",\"width\":1000,\"height\":667,\"caption\":\"Economic recovery or business and financial market return to normal and growing concept, business owner standing and watering dollar sign plant growing from glass of dead Coronavirus COVID-19 pathogen\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/revive-your-retirement-funding-strategy\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Revive Your Retirement Funding Strategy\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#website\",\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/\",\"name\":\"Conner Ash\",\"description\":\"\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/#\\\/schema\\\/person\\\/2981787dac46b1dabe881c3f3d1cb3f0\",\"name\":\"Suzanne Watson\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g\",\"caption\":\"Suzanne Watson\"},\"url\":\"https:\\\/\\\/www.connerash.com\\\/blog\\\/author\\\/swatsonconnerash-com\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Revive Your Retirement Funding Strategy - Conner Ash","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/","og_locale":"en_US","og_type":"article","og_title":"Revive Your Retirement Funding Strategy - Conner Ash","og_description":"Few people would argue about the wisdom of putting money away for retirement. Yet, many of us either don’t start, take time off from contributing, or abandon this strategy altogether when financial obstacles hit. However, most people can revive their retirement savings strategy at almost any age by making a few changes in how they … Continue reading \"Revive Your Retirement Funding Strategy\"","og_url":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/","og_site_name":"Conner Ash","article_published_time":"2025-01-02T20:07:30+00:00","article_modified_time":"2025-02-17T20:16:08+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg","type":"image\/jpeg"}],"author":"Suzanne Watson","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Suzanne Watson","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#article","isPartOf":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/"},"author":{"name":"Suzanne Watson","@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0"},"headline":"Revive Your Retirement Funding Strategy","datePublished":"2025-01-02T20:07:30+00:00","dateModified":"2025-02-17T20:16:08+00:00","mainEntityOfPage":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/"},"wordCount":357,"image":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg","articleSection":["Newsletters","Retirement"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/","url":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/","name":"Revive Your Retirement Funding Strategy - Conner Ash","isPartOf":{"@id":"https:\/\/www.connerash.com\/blog\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#primaryimage"},"image":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#primaryimage"},"thumbnailUrl":"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg","datePublished":"2025-01-02T20:07:30+00:00","dateModified":"2025-02-17T20:16:08+00:00","author":{"@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0"},"breadcrumb":{"@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#primaryimage","url":"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg","contentUrl":"https:\/\/www.connerash.com\/blog\/wp-content\/uploads\/2025\/02\/Revive_Your_Retirement_Funding_Strategy.jpg","width":1000,"height":667,"caption":"Economic recovery or business and financial market return to normal and growing concept, business owner standing and watering dollar sign plant growing from glass of dead Coronavirus COVID-19 pathogen"},{"@type":"BreadcrumbList","@id":"https:\/\/www.connerash.com\/blog\/revive-your-retirement-funding-strategy\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.connerash.com\/blog\/"},{"@type":"ListItem","position":2,"name":"Revive Your Retirement Funding Strategy"}]},{"@type":"WebSite","@id":"https:\/\/www.connerash.com\/blog\/#website","url":"https:\/\/www.connerash.com\/blog\/","name":"Conner Ash","description":"","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.connerash.com\/blog\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.connerash.com\/blog\/#\/schema\/person\/2981787dac46b1dabe881c3f3d1cb3f0","name":"Suzanne Watson","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/99b3890c91abd2b78da7fea563a1b195b11e45ef03fe39d1330d72a70dc406b8?s=96&d=mm&r=g","caption":"Suzanne Watson"},"url":"https:\/\/www.connerash.com\/blog\/author\/swatsonconnerash-com\/"}]}},"_links":{"self":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/3404","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/users\/3"}],"replies":[{"embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/comments?post=3404"}],"version-history":[{"count":1,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/3404\/revisions"}],"predecessor-version":[{"id":3406,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/posts\/3404\/revisions\/3406"}],"wp:attachment":[{"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/media?parent=3404"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/categories?post=3404"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.connerash.com\/blog\/wp-json\/wp\/v2\/tags?post=3404"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}