{"id":3344,"date":"2024-11-02T16:08:21","date_gmt":"2024-11-02T21:08:21","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=3344"},"modified":"2024-11-04T16:11:19","modified_gmt":"2024-11-04T22:11:19","slug":"november-2024-question-and-answer","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/november-2024-question-and-answer\/","title":{"rendered":"November 2024 Question and Answer"},"content":{"rendered":"\n<h3 class=\"wp-block-heading\">QUESTION<\/h3>\n\n\n\n<p>I have a life insurance policy that names my son as beneficiary. Should I also include this policy in my will?<\/p>\n\n\n\n<h3 class=\"wp-block-heading\">ANSWER<\/h3>\n\n\n\n<p>It wouldn&#8217;t hurt anything, but no, you don&#8217;t. That&#8217;s because life insurance beneficiary designations take priority over terms of a will, even if they differ. The same holds true for the beneficiary designations of retirement plans and annuities. This is a good time to remind you that keeping all your beneficiary and contingent beneficiary designations current would be best. If you&#8217;re interested in your beneficiaries getting the most from the benefit without triggering estate taxes, or you want to avoid the public glare of probate, you might consider putting the life insurance policy in a trust.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>QUESTION I have a life insurance policy that names my son as beneficiary. Should I also include this policy in my will? ANSWER It wouldn&#8217;t hurt anything, but no, you don&#8217;t. That&#8217;s because life insurance beneficiary designations take priority over terms of a will, even if they differ. The same holds true for the beneficiary &hellip; <\/p>\n<p class=\"link-more\"><a href=\"https:\/\/www.connerash.com\/blog\/november-2024-question-and-answer\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;November 2024 Question and Answer&#8221;<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[272,39],"tags":[],"class_list":["post-3344","post","type-post","status-publish","format-standard","hentry","category-life-insurance","category-newletters"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>November 2024 Question and Answer - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/november-2024-question-and-answer\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"November 2024 Question and Answer - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"QUESTION I have a life insurance policy that names my son as beneficiary. Should I also include this policy in my will? ANSWER It wouldn&#8217;t hurt anything, but no, you don&#8217;t. That&#8217;s because life insurance beneficiary designations take priority over terms of a will, even if they differ. 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