{"id":3262,"date":"2024-09-02T11:50:22","date_gmt":"2024-09-02T16:50:22","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=3262"},"modified":"2024-09-30T11:53:30","modified_gmt":"2024-09-30T16:53:30","slug":"what-standard-homeowners-insurance-may-not-cover","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/what-standard-homeowners-insurance-may-not-cover\/","title":{"rendered":"What Standard Homeowners Insurance May Not Cover"},"content":{"rendered":"
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Whether you\u2019re a soon-to-be or long-time homeowner, don\u2019t be caught off guard in a disaster by your homeowners\u2019 policy because you don\u2019t know what damages and thefts it does and doesn\u2019t cover.<\/p>\n\n\n\n

COMMONLY EXCLUDED DAMAGES<\/h3>\n\n\n\n

Homeowners\u2019 policies generally don\u2019t cover damage from natural disasters like floods, landslides, sinkholes, and earthquakes. For such protection, you may need to buy flood insurance from the National Flood Insurance Program or a private insurer. Additional insurance is also advised if you live in an earthquake-prone area or are at risk for landslides or sinkholes.<\/p>\n\n\n\n

VALUABLE POSSESSIONS<\/h3>\n\n\n\n

Possessions, such as expensive jewelry and collections like art, cars, antiques, etc., aren\u2019t fully covered. To insure these items for full value, you should have them professionally appraised and then purchase a personal property endorsement or floater to supplement your homeowners\u2019 insurance. Rates vary between insurers.<\/p>\n\n\n\n

HOME OFFICE EQUIPMENT<\/h3>\n\n\n\n

According to the Insurance Information Institute, a typical homeowners\u2019 policy provides only about $2,500 coverage for business equipment. But it estimates you can double that coverage for as little as $25.<\/p>\n","protected":false},"excerpt":{"rendered":"

Whether you\u2019re a soon-to-be or long-time homeowner, don\u2019t be caught off guard in a disaster by your homeowners\u2019 policy because you don\u2019t know what damages and thefts it does and doesn\u2019t cover. COMMONLY EXCLUDED DAMAGES Homeowners\u2019 policies generally don\u2019t cover damage from natural disasters like floods, landslides, sinkholes, and earthquakes. For such protection, you may … <\/p>\n

Continue reading “What Standard Homeowners Insurance May Not Cover”<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[342,39],"tags":[],"class_list":["post-3262","post","type-post","status-publish","format-standard","hentry","category-homeowners-insurance","category-newletters"],"yoast_head":"\nWhat Standard Homeowners Insurance May Not Cover - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/what-standard-homeowners-insurance-may-not-cover\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"What Standard Homeowners Insurance May Not Cover - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"Whether you\u2019re a soon-to-be or long-time homeowner, don\u2019t be caught off guard in a disaster by your homeowners\u2019 policy because you don\u2019t know what damages and thefts it does and doesn\u2019t cover. 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