{"id":3070,"date":"2024-04-02T14:38:00","date_gmt":"2024-04-02T19:38:00","guid":{"rendered":"https:\/\/www.connerash.com\/blog\/?p=3070"},"modified":"2024-05-17T14:43:38","modified_gmt":"2024-05-17T19:43:38","slug":"too-young-to-need-life-insurance","status":"publish","type":"post","link":"https:\/\/www.connerash.com\/blog\/too-young-to-need-life-insurance\/","title":{"rendered":"Too Young to Need Life Insurance"},"content":{"rendered":"
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What\u2019s your excuse for not having life insurance? For many younger people, it\u2019s cost. About a third of Gen Z and 39% of millennials think they can\u2019t afford life insurance \u2014 with many overestimating that $250,000 of term life insurance for a 30-year-old would cost $1,000 or more a year.*<\/p>\n\n\n\n

COST<\/h3>\n\n\n\n

Securing life insurance in your 20s or 30s can be advantageous and more affordable than you think. For example, a $500,000 term life insurance policy might cost you only $30 a month at 25. At age 45, you could have to pay more than $100.* So, taking care of insurance needs while you are young could save you thousands of dollars over time.<\/p>\n\n\n\n

GET REAL<\/h3>\n\n\n\n

The question becomes, “Can you afford not to have proper coverage? It may sound harsh, but do you want to saddle your spouse, partner, or parent with mortgage payments (even for a limited time), other debts, and funeral expenses at a time when they\u2019re grieving and have other life adjustments to worry about?<\/p>\n\n\n\n

Life insurance becomes even more critical if you have or plan to have children. You have their future to consider. Talk with your financial professional soon about your life insurance needs.<\/p>\n\n\n\n

*Source: LIMRA.com, 2023<\/sub><\/em><\/p>\n","protected":false},"excerpt":{"rendered":"

What\u2019s your excuse for not having life insurance? For many younger people, it\u2019s cost. About a third of Gen Z and 39% of millennials think they can\u2019t afford life insurance \u2014 with many overestimating that $250,000 of term life insurance for a 30-year-old would cost $1,000 or more a year.* COST Securing life insurance in … <\/p>\n

Continue reading “Too Young to Need Life Insurance”<\/span><\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[272,39],"tags":[],"class_list":["post-3070","post","type-post","status-publish","format-standard","hentry","category-life-insurance","category-newletters"],"yoast_head":"\nToo Young to Need Life Insurance - Conner Ash<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.connerash.com\/blog\/too-young-to-need-life-insurance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Too Young to Need Life Insurance - Conner Ash\" \/>\n<meta property=\"og:description\" content=\"What\u2019s your excuse for not having life insurance? 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